What Should I Do If The Other Driver's Insurance Company Contacts Me?
If the other driver’s insurance company contacts you and you are already working with a Florida car accident lawyer, forward all communications from the insurance company to your attorney. This will help ensure that your rights are protected and your interests are properly represented. Letting lawyers handle calls from insurance adjusters is a standard procedure.
More importantly, your lawyer knows how insurers handle claims and the laws applicable to your case. They know how to communicate with adjusters to prevent jeopardizing your case. Having your lawyer handle communications with the insurer will also enable you to concentrate on your recovery. If you have yet to hire a Florida car accident lawyer, here’s what you should do to ensure your constitutional rights are protected.
What Should I Do If I Don’t Have a Florida Car Accident Lawyer?
It’s crucial to note that you are not legally obligated to talk to the other driver’s insurance company. On the other hand, if you don’t have a Florida car accident lawyer working on your case, you may need to talk to the adjuster. When doing so, however, be extremely cautious about what you say.
While you should tell them the truth, do not give them specific information about the accident. Stick to the facts of the case and do not provide additional details. Otherwise, they will try to use any information you give them to reduce or deny your insurance claim. Do not provide details about your injuries and the treatment you’re receiving. Just say you’re getting treatment.
Do not tell them anything about any pre-existing conditions you may have, no matter how minor you think they are. Also, don’t make any assumptions about your prognosis and how your injuries may affect your life in the future. Additionally, do not ever give the insurance company recorded statements before you’ve had a chance to talk to a Florida car accident lawyer.
Keep in mind that the way you handle communications with the insurer can significantly affect your claim’s outcome. Knowing your responsibilities and legal rights when dealing with insurance companies is immensely vital to ensuring your best interests and securing maximum compensation for your losses.
The Insurance Adjuster is Not Your Friend
It is very risky to talk to the insurance adjuster or anyone from the insurer’s camp without an attorney guiding you. Insurance adjusters know exactly how to deal with injured victims and which tactics to use to protect their company’s best interests, which typically means reducing settlements or denying claims. Without knowledge of insurance and personal injury laws and experience handling claims, you could accidentally say a seemingly minor thing that the insurer will use to undermine your claim.
Furthermore, you cannot negotiate with the insurer without knowing the extent and long-term consequences of your injuries. An experienced Florida car accident lawyer, on the other hand, will make sure your settlement accounts for all the damages related to the car accident, such as your medical bills, emotional distress, and lost earnings, among many others.
Get Legal Assistance From Our Florida Car Accident Lawyers Now
To explore what our Florida car accident lawyers at Tragos, Sartes & Tragos can do for you, arrange your free consultation online or call 727-441-9030.