Florida Fallen Tree Damage Claims Attorney

Trees keep your home cool during hot summer days, but they can also wreak havoc on your home. Problems such as high winds, lightning, earthquakes, and the weight of heavy ice on weak branches can sometimes cause even the mightiest tree to break and fall.

Huge trees or branches can lay waste to your home or exterior structures and cause structural damage that will require significant repairs. You may even need to move for a while your home is being repaired. But who’s responsible for the fallen tree, and who can be held liable for the costs related to fixing the property damage? Will the costs be covered by your insurance provider?

If your insurance provider is giving you a hard time with your fallen tree damage claim, you can count on the expert legal assistance of the seasoned Clearwater property damage claim lawyers of Tragos, Sartes & Tragos.

Does Insurance Cover Damage From Fallen Trees?

In general, most homeowners’ insurance plans cover damage from fallen branches and trees, depending on how and how the tree fell. In these instances, however, your insurance provider may deny a claim based on fallen tree damage:

• The fallen tree was on your neighbor’s property, and the owner failed to regularly maintain the tree, causing it to become hazardous.
• The tree fell because you neglected to maintain it despite knowing that it was dangerous.
• You haven’t been paying your premiums, which means that your coverage has lapsed.
• The tree fell but did not damage anything. In this case, you will also have to pay for removing the tree because insurance plans don’t cover the cost of tree removal if there is no damage to your property.

Your insurance plan will most likely cover damage from a fallen tree due to a hurricane, storm, earthquake, or lightning. It may also cover damage resulting from a tree that fell because of disease or age. Although homeowner’s insurance normally covers damage to your house and your property’s exterior structures, it may only cover fence damage under certain circumstances.

Likewise, if a fallen tree damaged your vehicle, you must turn to your auto insurance provider to cover the repair costs. If the fallen tree came from the property beside you, your insurance provider would collect from the property owner’s insurance policy through subrogation. If your insurance provider receives payment from your neighbor’s insurer, your insurer may reimburse your deductible.

Reach Out to Our Skilled Property Damage Claim Lawyers Serving Tampa, St. Pete, and Clearwater

For all the great things they do for us, trees can damage your property in mere seconds. All insurance plans are different, and the best way to figure out whether yours covers damage from a fallen tree is to review your contract. But if your insurance provider denied a claim that you believe should have been covered, contact Tragos, Sartes & Tragos right away.

Set up your free case evaluation with our Clearwater property damage claim lawyer by filling out our online form or calling our office at 727-441-9030.