Your property or homeowner’s insurance is intended to protect you in the unfortunate event that you suffer losses to your property due to natural disasters and other covered events. Sadly, while your insurance provider is supposed to help you out during your time of need, this does not always happen.
This is where the Tampa, St. Pete, and Clearwater property damage lawyers of Tragos, Sartes & Tragos come in. We have extensive experience in the various ins and outs of property insurance claims and can handle claims due to a broad range of damage from natural disasters, the negative effects that come with them, and other things that cause property damage.
What are The Common Types of Property Damage in Tampa, St. Pete, and Clearwater?
There are different types of property damage that may require you to file a property damage claim to recoup your losses. Among the most common types include the following:
- Toxic mold
- Smoke damage
- Lightning damage
- Storm and hurricane damage
- Flood damage
- Water damage
- Sinkhole damage
- Wind and hail damage
- Fire damage
- Roof damage
- Fallen tree damage
- Electrical damage
- Leaky pipes due to damaged cast iron piping (particularly in older houses)
How Does Property Damage Occur in South Florida?
Floridians usually view the Sunshine State’s proximity to the ocean as a blessing. Sometimes, however, it can also be a curse. On the upside, Florida is home to the most beautiful beaches in the U.S. But on the flip side, as you already know, homeowners are immensely vulnerable to storms, hurricanes, and even wildfires. This increases the risk of damage to your home and, consequently, your savings.
However, aside from natural disasters, Florida homeowners must also contend with other things that can potentially damage their property. These include:
- Falling trees
- Toxic mold
- Falling objects
What to Do If Your Property Becomes Damaged in FL?
If your property suffers any kind of damage that you know is covered under your property insurance, you must file your claim as soon as you can to recover the funds you need to repair and rebuild your property. The problem is that many insurance providers don’t just pay out claims without making the claims process as difficult as possible for claimants.
They have a team of experienced lawyers, claims adjusters, and all sorts of tactics they can use to delay your claim, undervalue your losses, or deny your valid claim altogether to get you to accept their low settlement offer. But you don’t have to go through this arduous and confusing claims process on your own.
As experienced Florida property damage lawyers, we can prove the costs of your losses and fight insurers to recover the money you are entitled to.
Speak to Our Property Damage Lawyers in Tampa, St. Pete, and Clearwater Today
When your property insurance claim is undervalued or denied, you may be left with an unsafe or unlivable home and without the means to rebuild or repair it. Our Florida property damage lawyers have helped many homeowners who’ve had to deal with the devastating financial burden of denied and underpaid property insurance claims. Reach out to Tragos, Sartes & Tragos today and schedule your free consultation online or by calling 727-441-9125.