What should a victim do if approached with a settlement by an insurance company?

The first thing a victim should do, if they’re approached by an insurance company, is hire a lawyer. Call them, ask them to look at this offer for you. Ask them to talk to the insurance company on your behalf, because the insurance company has lawyers working for them. They have investigators working for them. They’ve already done their homework on a case. You need to make sure that you have somebody doing the homework for you as well, that’s a professional, that deals in this industry and can’t be taken advantage of.